0% Fee • Instant Direct Bank UPI Settlement

Accept Direct UPI Payments with
100% Zero-Touch Auto Capture

Eliminate high payment aggregator fees. Collect payments directly into your bank account through PhonePe, Paytm, and HDFC Vyapar with real-time dynamic QR codes & automated webhooks.

PhonePe Business
HDFC Vyapar
Paytm Business
BharatPe (Coming Soon)
Enterprise Infrastructure

Engineered for Scale & Speed

Everything you need to accept direct UPI payments with enterprise reliability.

Dynamic UPI QR Codes

Zero-wait instant QR code rendering with custom amounts, reference tracking, and animated laser scanning sweep line.

100% Direct Bank Settlement

Money is deposited directly into your bank account. No holding periods, no rolling reserves, and zero middleman fee deductions.

Instant Webhook Callbacks

Sub-second HMAC-SHA256 authenticated HTTP callbacks with Bank UTR reference to automate order fulfillment immediately.

Instant Payment Links

Create shareable payment links from the dashboard without coding. Share via 1-click WhatsApp, SMS, or email with custom invoice notes.

Anti-Ban Stealth Shield

Smart Indian residential mobile ISP routing pools (Jio, Airtel, Vi) to protect automated transaction polling from IP blocks.

Developer-First APIs

Integrate in minutes with clean REST endpoints, complete cURL examples, Node.js, PHP, and Python SDK integrations.

Simple Transparent Pricing

Choose Your Subscription Plan

Pay a flat subscription fee. Never pay per-transaction commission fees again.

Free Trial
₹1 / 3 Days

Perfect for startups and small stores testing UPI automations.

  • Unlimited UPI Transactions
  • 0% Transaction Fees
  • Real-time Webhook Callbacks
  • Instant Payment Links Creation
  • 3 Days Full Validity
Get Started Now
Starter 30-Day
₹299 / 30 Days

Perfect for startups and small stores testing UPI automations.

  • Unlimited UPI Transactions
  • 0% Transaction Fees
  • Real-time Webhook Callbacks
  • Instant Payment Links Creation
  • 30 Days Full Validity
Get Started Now
Enterprise 1-Year
₹1999 / 365 Days

Ultimate power & peace of mind for high-scale platforms.

  • Unlimited UPI Transactions
  • 0% Transaction Fees
  • Real-time Webhook Callbacks
  • Instant Payment Links Creation
  • 365 Days Full Validity
Get Started Now
Simple Integration

Create an Order in 3 Lines of Code

// Node.js (Axios) - Instant Order Creation
const axios = require('axios');

const { data } = await axios.post('https://pay.rkgames.in/api/create-order', {
  user_token: 'YOUR_MERCHANT_USER_TOKEN',
  amount: 500.00,
  order_id: 'ORDER_1029384',
  customer_mobile: '9876543210',
  redirect_url: 'https://yourwebsite.com/payment-success'
});

// Redirect customer to instant dynamic QR checkout page!
window.location.href = data.result.payment_url;
Knowledge Base

Frequently Asked Questions (FAQ)

Everything you need to know about India's top 0% fee All-in-One UPI Gateway.

⚡ What is an All-in-One UPI Gateway and how does it work?

An All-in-One UPI Gateway allows merchants, startups, and developers to accept UPI payments directly into their own bank accounts through PhonePe, Paytm, HDFC Vyapar, or BharatPe with 0% transaction fees. Dynamic QR codes are generated instantly with automated UTR confirmation and instant webhook callbacks.

💰 Are there any transaction fees, MDR, or hidden commissions?

Zero! There are absolutely 0% transaction fees. Unlike conventional payment gateways that charge 2% to 3% on every single order, 100% of your customer's payment is credited directly into your linked bank account.

📱 Which UPI apps can customers use to make payments?

Customers can pay using any UPI app available in India: Google Pay (GPay), PhonePe, Paytm, BHIM UPI, Cred, Navi, Amazon Pay, WhatsApp Pay, and over 150+ mobile banking apps.

🔄 How does real-time payment auto-capture & UTR verification work?

Our proprietary auto-capture engine polls the payment network in real-time. As soon as the customer authorizes payment in their app, the 12-digit bank UTR reference is captured, the order is marked as SUCCESS, and a webhook notification is dispatched to your server within milliseconds.

💻 How long does it take to integrate this gateway?

Integration takes less than 5 minutes! Simply create an account, copy your API user token from the dashboard, and send a standard JSON request from PHP, Node.js, Python, Java, or WordPress. Full documentation with cURL examples is available in the Developer portal.

24x7 Help Center

Customer Support & Assistance

Contact our official team for fast assistance, API integration & payment queries.

WhatsApp Support

Instant 1-on-1 developer & merchant assistance for setup and queries.

Chat on WhatsApp

Direct Call Support

Speak directly with our official technical support executive.

+91 8619170399

Official Head Office

Skill Based Gaming Platform

Jaipur, Rajasthan, India

Official Registered Business